Having damaged credit can be hassle. Many Americans who have seen their credit scores take a major hit over the last few years with late payments, bankruptcy, etc. With a little work you can repair your credit by removing negative items from your credit report. But, removing negatives is not enough to increase your credit score, you also need to rebuild your credit history. By adding new credit and paying your bills on time, you are proving to creditors that you are now able to repay your debts and you have turned your finances around. Check out the video to learn 12 ways to rebuild your credit now.