How to Build a Money Plan You Feel Good About (aka a Budget)

Building a budget doesn’t have to be boring and it doesn’t mean you’ll never get to spend any of your money on fun stuff. If you make a good budget for yourself, you’ll be able to build a solid financial … Read More

How to Pay off Debt the Smart Way

Debt isn’t always a bad thing but having a lot of it can be burdensome and it can hurt your financial future. If debt is getting you down, know you’re not alone. 80% of Americans are in debt and the … Read More

Are You Lying About Your Spending?

FACT: 80% of spouses hide their finances from their partners and 20% have a secret credit card they use to fuel their spending, according to CESI Debt Solutions, a non-profit debt management company. Question is: Are you lying to others … Read More

5 Reasons You Need to Repair Your Credit

FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big money over the long haul. If you’re wondering whether you should work on repairing your credit, the quick answer is … Read More

Four Things You Must Do If You Want to Fix Your Credit

What if there was a way to delete bad credit and completely turn your financial life around?I’m sure you’ve heard about people going from a miserable score of 545 all the way up to a much prettier score of 700+. … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s obvious, right? Well, hear me out… You see, bad credit affects everything from relationships to housing, and it can put … Read More

6 Simple Ways to Crush Your 2020 Credit Goals

FACT: Having good credit can help to shape your financial future and make a massive difference in your ability to get a reasonable interest rate on borrowed money.  Securing a lower interest rate means you’ll be able to pocket some … Read More

New Year, New Credit: Set a Resolution to Get Your Credit Back on Track

It’s that time of year again when we all start considering how to improve and develop ourselves for a better life. Many people think about hitting the gym or cutting back on the sugar, but how about getting your credit … Read More

Authorize User vs Co-signer

If you’re looking to help a friend or family member establish good credit, you might be thinking about adding them as an authorized user or even co-signing a loan for them. Now, adding them as an authorized user can be … Read More

How to Prevent Identity Theft During the Holidays

Imagine getting ready to make some holiday purchases for your loved ones and you go to check your credit card balance, but you notice something’s not quite right. You spot some unfamiliar charges and your balance looks horrific.  Uh ohhh … Read More

I Got Approved for a Credit Card. Now What?

So, you just got approved for a credit card. Hurray! You might be wondering, what happens now? Getting a new credit card may look straightforward, but there are several things you’ll want to do when your new credit card arrives. … Read More

3 Ways to Prevent Post Holiday Shopping Debt

’Tis the season for debt! Are you planning to take out loans to pay for holiday gifts, turkey meals and family travel this year? Well, you’re not alone. Studies show Americans rack up an average of $1,000 in debt during … Read More

How To Stop Living Paycheck to Paycheck

Did you know that approximately 78% of people are living paycheck-to-paycheck, according to a Careerbuilder survey? Are you one of them? I used to be. I grew up in poverty on the south side of Chicago, where we didn’t have much … Read More

5 Ways to Make Money with Credit Cards

If you’re smart about paying your bills off each month, then you already know how to avoid paying interest fees. But did you know you can also make money from credit cards? The key is to have a good money-making … Read More

3 Ways to use your credit to reduce your travel fees

If you’re traveling for the holidays, you might be wondering whether you should bring your credit cards along for the ride. After all, they come in handy for purchases, and filling your wallet with cash can be downright scary. We … Read More

Three Ways to Boost Your Credit Score Instantly

If you’re looking to buy a house or car, raising your credit score can dramatically improve the terms of the loan. With a higher credit score, you may be able to get a lower interest rate, which will allow you … Read More

How to Get Approved for Credit Cards Even If You Have Bad Credit

Are you having trouble getting approved for credit cards because your credit isn’t picture-perfect? Well, thanks to the many secured credit cards available on the market, you CAN get approved … as long as you know where to apply. You … Read More

What You Must Know Before Choosing Bankruptcy vs. Credit Repair

Listen, we know you’re tired of climbing over mountains of debt, dodging collection calls and missing out on life because of poor credit? And we also know you’ve been trying your hardest to get your finances back on track. But … Read More

A Quick Way To Start Establishing Business Credit

Applying for and getting approved for a business credit card is one of the simplest ways to make purchases on credit for your business. It will also help to build your business credit history! Business credit cards have a few … Read More

Jeri Toliver Talks With The Joseph Business School about Credit

Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will bring your credit back to life. … Read More