In today’s world, many people are choosing to start their own businesses. In fact, 4.4 MILLION new businesses were created in 2020 during Covid. The highest record ever in American history. While entrepreneurship can be a rewarding experience, it’s important … Read More
Standard Blog
How Artificial Intelligence Will Affect Your Credit Scores
But, did you know Artificial intelligence (AI) is increasingly being used in the financial industry to assess creditworthiness and assign credit scores to individuals? … Read More
How To Beat The Competition Using Business Credit
In today’s competitive market, it’s important for businesses to stand out from the competition. One way to do that is by establishing and maintaining good business credit. Business credit can be a powerful tool that allows companies to access funding, negotiate better terms with vendors, and ultimately, beat the competition. … Read More
Love and Credit
Love stories are about the best thing that’s ever happened to humanity. They make us feel warm and fuzzy, they make us believe in the power of love, and they even make us believe that if we’re just faithful enough, … Read More
How to Turn Homeownership into Wealth
When you take the leap to become a homeowner, you unlock doors to untapped wealth your family can use to build a legacy for years to come. You see, according to Habitat for Humanity, home appreciation helps homeowners build wealth … Read More
Top 4 Mistakes People Make When Buying a Home
When you start your journey toward homeownership, it’s all too easy to make decisions based on fear, excitement and miseducation. It’s important to know what to expect so you can avoid making mistakes that can cost you time and money … Read More
Top Benefits of Homeownership
One thing is certain in life, you will always need a place to seek refuge and lay your head at night. Deciding if you will own or rent that place, is a decision you must approach with thought and strategy … Read More
How A Single Mom of Two Went From 545 Credit Score to Buying Her First Home in Less than a Year
Look, there is nothing fun about having bad credit. But according to badcredit.org, close to 20% of Americans have a subprime credit score ranging from 580 to 669. While this group may be able to qualify for better offers than … Read More
From Bankruptcy to American Express Gold!
Navigating life after bankruptcy can leave you feeling afraid and unsure of how to tackle the next chapter of your credit journey. In fact, most bankruptcies are filed by consumers due to financial hardship, so these feelings of uncertainty are … Read More
Top 5 No-Fee Business Bank Accounts
It’s no secret that you NEED a bank account for your business … and it shouldn’t be your personal one. Keeping business and personal transactions separate not only keeps you organized, but it’s the right thing to do. Running a … Read More
What are the 5 C’s of Lending?
As you navigate your way through building business credit, you may be wondering what criteria a lender will consider when they examine your credit application. Real talk, this is an excellent question and shows you are serious about presenting your … Read More
Navient Cancels $1.7 Billion in Private Student Loan Debt
Navient, one of the largest student loan servicers, has reached a settlement with 39 states, in which it will cancel $1.7 billion in private student loan debt. The settlement will mark an end to six separate lawsuits filed against the … Read More
How to get approved for a business loan
When it comes to applying for credit in your business’ name, it’s important to know what to expect before starting the application process. A business loan is an excellent way to secure the funding you need to get started or … Read More
Reach Your New Year’s Resolutions Faster with These Credit Tips
“New year, new me” is a popular phrase often heard as we say goodbye to 2021 and set our sights on what we want to accomplish in the year ahead. For many people, that means making New Year’s resolutions to … Read More
6 Credit Card Benefits Worth Knowing
Lately, credit card companies have been doing a better job of being transparent as it relates to the health of our credit and I’m happy to see this. Although credit cards get a bad rep due to how fast debt … Read More
Protect Your Credit from the Credit Grinch
The Grinch may have stolen your Christmas joy in the past, but this year will be different. Because now you’re on a path to financial freedom. Often after the holidays, we realize we spent too much money and now must … Read More
Should I Use a Cash Advance for Christmas Cash?
As you get full swing into your Christmas shopping, you might be considering a cash advance from your credit card to give yourself cushion to cover the cost of all those gifts. But what is a cash advance? A cash … Read More
Top 5 Ways to Save Money This Holiday Season
Decking the halls, gift giving and stuffing our bellies is standard practice for the holiday season. But when you are the person funding all the festivities, it’s important to keep a close eye on the final bill while still enjoying … Read More
Best No-Fee Credit Card Recommendations for This Holiday Season
Holiday shopping is upon us, and the earlier you shop, the more likely you are to cash in on some massive deals. But before you start crossing gifts off your list, it’s a good idea to consider a no-fee rewards … Read More
Should You Get a Holiday Loan?
As the gift giving season approaches, you might be feeling a bit rushed to fulfill your shopping lists. While our hearts are filled with joy, it’s important to be careful with our finances so the holidays don’t turn into a … Read More