Business Credit Builder Agreement
Business Credit Builder Terms and Conditions of Use
Thank you for looking at Flyy Credit Solution’s Business Credit Builder Terms and Conditions of Use (these “Terms”). These Terms constitute a binding contract between you and Flyy Credit Solutions LLC (occasionally “Company” or “Our”). It is important for you to read these Terms carefully as they define and explain your rights and obligations. Prior to using Business Credit Builder (the “Service”) available through Flyycredit.com (hereinafter the “Site”) please do read the entirety of these Terms because once you register an account for the Service, pay the enrollment fee for the Service, access the Service, or use the Service you are agreeing to be legally bound by these Terms.
Prior to using services available through the Site, all users, including you, need to register for a user account (“Account”). By registering for an Account you warrant and agree that you are eligible to register for an Account. To be eligible to register an Account you must be: 1, at least 18 years of age; 2, a resident of the United States; 3, legally permitted to use the Site and its services.
You can register your Account through the Site’s registration process. More information on how Flyy Credit Solutions LLC uses information you provide can be found in Section 6. Keep in mind, by registering an Account and using the Site you agree with both these Terms, the Privacy Policies (as defined below), any applicable Statement of Work, and the Site’s “Terms of Service” available at: [discuss design].
By registering for an Account, you agree to the following: 1, that all information you used to register your Account is truthful, accurate, and up-to-date; 2, that only you will use your Account; and 3, that you will only use your Account, the Site, and the Services in accordance with these Terms.
In the event you wish to terminate your Account you may do so by contacting us at email@example.com. If you choose to terminate your Account, you understand and accept that you will no longer have access to the Service.
[Terminating your account will terminate your subscription to the Service; under no circumstances shall such termination entitle you to any refund of any sort; all amounts paid to Company shall be considered earned upon payment.]
Your use of the Service and the Site will involve viewing Protected Content (defined below) and virtual one-on-one interactions with Our team members; please read sections two through five carefully as they outline behavior which is prohibited and may result in the termination of your account and cancellation of your subscription.
Certain communication is forbidden. You agree to communicate in a professional and polite manner, which is determined solely at the discretion of Company. In particular, you agree not to communicate in a manner which:
Company shall exercise absolute and sole discretion in determining whether any particular communication violates any portion of this section or any act violates section 3. In the event that you, have been determined to have in any way violated this section or section 3, your Account and access to the Site and the Service may be terminated absent prior notice. You will receive notice of termination under this section within one business day after such termination. You will not be eligible to receive any refund of any subscription costs you may have paid; you accept and understand that if your Account is terminated for violating this section or section 3 you will have no right to, or claim on, any monies you may have paid Company.
You specifically agree that while using, communicating through, accessing, or in any way utilizing the Site or the Service you will not:
You agree to use your own name, age, and information; and to use the Site in a legal, amicable, and anodyne manner.
Company may terminate or suspend your Account in accordance with these Terms. If you breach these Terms in any way, as determined solely by Company, Company has an absolute right to suspend or terminate your Account. In the event Company exercises this right to terminate or suspend your Account, you will not be eligible to receive any refund of any subscription costs you may have paid; you accept and understand that if your Account is terminated for violating these Terms, or any law, you will have no right to, or claim on, any monies you may have paid Company.
Company may provide you with notice of breach of these Terms, or suspension or termination of your Account; however, Company shall have no obligation to do so unless specifically set forth herein.
In the event Company terminates your Account you will no longer have any access to your Account or the Service.
All provisions of these Terms which reasonably could be interpreted to survive, or by their nature should survive, shall survive termination of these Terms including but not limited to: choice of law clauses, forum selection clauses, disclaimers, ownership provisions, applicable terms of Privacy Policies, limitations of liability, and indemnifications.
You agree that the content contained in the Site and available through the Service, including but not limited to: graphics, user interface, audio, video, editorial content, templates, all content available through the Service, and the scripts and software used to implement Company services and the Service (collectively “Protected Content”) contain proprietary information and material that is owned by Company and/or its licensors, and is protected by applicable intellectual property and other laws, including but not limited to copyright.
You agree that you will not use such Protected Content or materials available through the Site or the Service in any way whatsoever except in compliance with these Terms. No portion or section of Protected Content may be reproduced, recorded, distributed, sold, publicized, displayed, or transmitted in any form by any means, without express written permission of Company. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Protected Content in any manner, and you shall not exploit the Protected Content in any unauthorized way whatsoever.
You are only authorized to consume, view, or access Protected Content for your own consumption and shall only access Protected Content in real time as then is currently available or being provided to you.
Notwithstanding any other provision of these Terms, Company and its licensors reserve the right to change, suspend, remove, or disable access to the Service and any products, content, or other materials or content available through the Service or the Site without notice. In no event will Company or third-party licensor be liable for taking such actions. Company may also impose limits on the use of or access to certain features or portions of the Site or the Service, in any case, and without notice or liability.
To access the Service, you must pay a non-refundable subscription fee through the Site or by phone; in the event that you, or your payment provider, whether that be a bank, credit card company, or other company or service that provides payment services, initiate a chargeback of any portion of such subscription fee, your access to both the Site and the Service will be immediately terminated.
The initiation of any chargeback shall be considered a breach of these terms.
Once you remit the full then-current subscription fee you shall have access to the Services for a term of one year inclusive of the date of purchase. Our current subscription fee is available at www.flyycredit.com/bcb-checkout. Prior to payment of any subscription fee you will be informed of the current subscription fee.
In the event you cancel your subscription within seventy-two (72) hours, you will be eligible to have your subscription fee payment reimbursed; this shall be the only circumstance under which you will have any right to any reimbursement or refund of any sort, unless otherwise stated explicitly in this section.
You may only terminate your subscription pursuant to and in accordance with these Terms and any agreement referenced herein.
In the event that you terminate your subscription prior to the end period of your subscription, you will not be entitled to a refund of any sort whatsoever; you agree and understand that terminating your subscription will not entitle you to be refunded any monies which you may have paid Company [or third party app store].
The payments required under this section do not include any taxes, including sales taxes. If Company determines it has a legal obligation to collect any taxes, Company shall collect all such taxes as it may be legally obligated to collect. In the event that you are subject to sales tax, or any other tax, or Company is obligated to collect any tax from you, and you fail to remit such, you will be solely responsible for payment of such taxes and any and all penalties, interests, or costs which may have accrued, or may be due.
If you reside in Arizona, California, Connecticut, Illinois, Iowa, Minnesota, New York, North Carolina, Ohio, Rhode Island, and Wisconsin: 1, you may terminate your subscription, without penalty or obligation, at any time prior to midnight of the third business day following the date you subscribed; 2, if you die prior to the end of your subscription period your estate shall be entitled to a prorated refund for any portion of your subscription period which continues after your death; and 3, if you become disabled to such an extent that you are completely unable to enjoy or use the Site, prior to the end of your subscription period, you shall be entitled to a prorated refund for any portion of your subscription period which continues after your disability.
For users in all states: Company may choose to refund you in the event that you are charged multiple times for a single subscription. Company shall, however, have no obligation to do so.
To request a refund for any reason set forth above, call 888-708-9171 or email firstname.lastname@example.org
Although Company stands by its products and services, Company cannot and does not make any guarantees about your ability to receive any particular benefit, achieve any specific results or earn any money with our ideas, information, tools, or strategies.
You represent and warrant that you understand and agree you are responsible for the ultimate results and benefits you enjoy through the use of the Service. Company provides the Service in accordance with the Business Credit Builder Statement of Work available at www.flyycredit.com/bcb-work, but you are solely responsible for acting in accordance with what you learn and due to the unpredictable nature of life no certain benefit or result is guaranteed to occur even if you follow and implement all you learn perfectly. You agree to hold Company harmless and in no way liable for the ultimate benefits, or lack thereof, or results you receive as a result of using the Service; You further agree to hold Company harmless and in no way liable for your decisions or actions under any circumstance.
Nothing in these Terms, any of Our websites, or any of Our content, curriculum, or the Service is a promise or guarantee of results or future earnings, and Company does not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of Our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer, or professional advisor before acting on this or any information related to a lifestyle change or your business or finances.
Company, the Site, and the Service may provide you with a number of communications and notifications for your convenience; these include but are not limited to emails, [push notifications,] phone calls, text messages, [alerts, in-app notifications,] and any other forms of electronic communications. You agree to accept and read all such communications. Further, you agree that any and all such communications of Company to you shall satisfy or otherwise fulfill the legal requirement that communications be in writing. Any such communication shall be considered received at the time such communication is sent.
In the event you do not wish to receive certain notifications from the Site or the Service, including push notifications and alerts on your device, you may opt not to receive them by altering the notifications settings on your device; however, Company’s right to communicate with you via the email address provided to register your Account is irrevocable and your obligation to read such communications from Company is unmodifiable, perpetual, and survives termination of these Terms.
THE SITE, CONTENT, AND PROTECTED CONTENT ARE ALL PROVIDED TO YOU AS IS AND AS AVAILABLE, WITHOUT A WARRANTY OR GUARANTEE OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TRUTHFULNESS, OR RELIABILITY OF SUCH CONTENT.
WE EXPRESSLY DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATUTORY, AS TO THE OPERATION OF THE SITE OR THE CONTENT, PROTECTED CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THE APP, INCLUDING, WITHOUT LIMITATION, THOSE OF TITLE, NON-INFRINGEMENT, NON-INTERFERENCE, MERCHANTABILITY, SUITABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSE OF DEALING. THE WARRANTY LIMITATIONS IN THIS SECTION ARE NOT INTENDED TO LIMIT WARRANTIES EXPRESSLY PROVIDED BY COMPANY THAT ARE INCLUDED IN THESE TERMS.
WE DO NOT GUARANTEE ANY MANNER OF ANY INTERACTION OR COMMUNICATION WITH ANYONE NOR DO WE GUARANTEE ANY PARTICULAR RESULT UNLESS SPECIFICALLY STATED IN THESE TERMS OR A REFERENCED DOCUMENT OR AGREEMENT.
WE DO NOT MAKE ANY WARRANTIES OR GUARANTEES AS TO EITHER THE AVAILIBILITY, SECURITY, OR ERROR-FREE FUNCTIONALITY OF THE SITE OR THE SERVICE.
SHOULD ANY OF THE FOREGOING BE UNENFORCEABLE OR INVALID IN THE STATE IN WHICH YOU RESIDE, THEN COMPANY GRANTS THE MINUMUM WARRANTY, EXPRESS OR IMPLIED, AS ALLOWABLE BY APPLICABLE LAW.
YOU USE THE SITE AND THE SERVICE AT YOUR OWN RISK AND SHOULD EXERCISE CAUTION.
NEITHER COMPANY, NOR ANY OF ITS SUBSIDIARIES OR AFILLIATES, NOR ANY OF THEIR RESPECTIVE OWNERS, OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, PARTNERS, OR CONTRACTORS, WILL BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR SPECIAL, ARISING FROM OR RELATING TO YOUR USE OF THE SITE OR THE SERVICE, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF INCOME, PROFIT, OR GOODWILL, LOSS OF OR DAMAGE TO PROPERTY, OR CLAIMS OF THIRD PARTIES, HOWEVER CAUSED, WHETHER ARISING FROM EQUITY OR LAW, AND WHETHER SOUNDING IN BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PROPERTY RIGHTS, STATUTORY RIGHTS, PRODUCTS LIABILITY, OR OTHERWISE.
YOU FULLY UNDERSTAND AND AGREE THAT YOU HEREBY WAIVE ANY AND ALL CLAIMS ARISING FROM OR RELATED TO YOUR USE OF THE SITE AND THE SERVICE TO THE FURTHEST EXTENT ALLOWED UNDER THE LAW. IF THE LAW OF YOUR STATE DISALLOWS DISCLAIMER OF IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, THIS MAY NOT APPLY TO YOU. IF ANY PORTION OF THIS LIMITATION OF LIABILITY IS FOUND TO BE UNENFORCEABLE OR INVALID IN YOUR STATE, OR IN ANY FUTURE ACTION, ALL OTHER PORTIONS SHALL SURVIVE, AND YOU AGREE COMPANY’S AGGREGATE LIABILITY SHALL NOT EXCEED [ONE THOUSAND DOLLARS ($1,000)].
You are solely responsible for all communications and acts you may take or make on the Site or when using the Service. You agree to indemnify, defend, release, and hold Company, its partners, affiliates, subsidiaries, officers, owners, employees, contractors, and agents harmless from and against any and all third-party claims of any sort whatsoever, including but not limited to damages, liabilities, actions, proceedings, losses, costs or expenses, or legal fees which may arise as a result of your use of or access to the Site or the Service; any breach of these Terms; any violation of law; or any action committed or communication made by you.
[In accordance with the Digital Millennium Copyright act, 17 U.S.C. § 512, (the “DMCA”), Company has implemented the following policy. In the event any owner of intellectual property believes that Member Content infringes on their intellectual property rights, please submit a notification of any such allegedly infringing content to [whatever] including the following: a description identifying the copyrighted work allegedly infringed; a description reasonably precise to allow Company to identify the allegedly infringing material; information sufficient enough to allow Company to contact you; a statement that you have a good faith belief that the content complained of is indeed infringing on your intellectual property rights; a statement under penalty of perjury that the information contained in your Notice is true and accurate, and that you are either the owner of the allegedly infringed copyrighted material or authorized to act on the owner’s behalf; and a signature of the owner of the exclusive right which has been allegedly infringed, or a the signature of a party legally authorized to act on the owners behalf. In the event that Company’s policy is in conflict with 17 U.S.C. § 512(c)(3), that subsection of the statute shall control.]
This Site may contain links, inline and otherwise, to third-party websites and resources (“Outside Resources”), which are maintained by third parties; further, during your use of the Service, Our instructors may reference or make available Outside Resources. These Outside Resources may be provided for your convenience, to increase ease of use of the Site or the Service, or for any other purpose. You understand and warrant that Company in no way endorses or has any opinion whatsoever on any content which may appear on or in such Outside Resources. Company expressly disclaims any representations of any kind relating to or regarding the content, truthfulness, or accuracy of any information contained on or in any such Outside Resources. Further, Company expressly disclaims any liability which may arise from the privacy policies and practices of such Outside Resources. Should you decide to access or view Outside Resources maintained by third parties, you agree and represent that you do so at your own risk and that Company shall be held in no way liable relating to or arising from such use. You understand and agree that Company shall not be responsible or liable for any damage, loss, or liability caused by, directly or indirectly, your use or reliance on any content contained in Outside Resources.
To the extent Company or the Site are inhibited, prevented, or hampered from performing or providing, in whole or in part, any duty or obligation arising from or relating to these Terms, or any agreement relating to the use of the Site or the Service, Company shall be excused from such performance or obligation where such delay or prevention results from, is related to, or is caused by any event or series of events relating to: (a) acts of God; (b) inclement weather conditions or other natural conditions; (c) civil unrest; (d) modifications or creations of United States law or regulation, including but not limited to, sanctions, embargos, trade restrictions, or anti-money laundering regulations; (e) disruptions or errors of computer systems, networks, or software; (f) disruptions in telecommunications or cellular networks; (g) decreased functionality of infrastructure; (h) riots, insurrection, war, famine, pandemics or health crises, labor disputes or strikes, rebellion, or acts of terrorism; or (i) other causes which are reasonably considered beyond the control of Company as may be applicable.
Under no circumstances may you assign any rights, benefits, or obligations arising from these Terms without the express written permission of Company. Any attempted assignment that fails to comply strictly with this paragraph shall be void. Notwithstanding, Company may assign or delegate any or all of its rights or obligations arising from these Terms to any third party at Company’s sole discretion.
These Terms and all other agreements incorporated by reference herein, without any limitation, constitute the entire agreement of you and Company. These Terms and any other agreements incorporated herein by reference, or created by operation of any of the provisions of these Terms, shall supersede all prior agreements between you and Company.
Any disputes or disagreements arising herefrom or related hereto, including any disagreements or disputes arising from or related to any agreements incorporated herein by reference, shall be governed by the laws of the State of Illinois, without regard to its choice of law and conflict of law principles. Any and all disputes or disagreements arising herefrom or related hereto, including any dispute arising from or related to any agreement incorporated herein by reference, shall only be brought in the federal or state courts located in [Chicago], Illinois. You and Company forever and irrevocably consent and submit to the exclusive personal jurisdiction and venue of such courts for the litigation of such disputes, as such disputes may arise.
In the event any term or provision of these Terms is held invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of these Terms or invalidate or render unenforceable such term or provision in any other jurisdiction.
Unless otherwise specified herein or contained in an agreement incorporated herein by reference, Company shall not accept or consider any criticism, advice, or idea of any kind relating to the Site. you agree to not send, communicate, or otherwise cause to be transmitted to Company, or its agents or employees, any unsolicited criticism, advice, or idea. Any unsolicited communication which is caused to be transmitted or in any way communicated to Company shall not create any obligations of any sort on Company, nor shall such communications confer any rights to you. Company shall not have any obligation to keep or in any way preserve any unsolicited communications which it in any manner receives. You expressly agree and understand that Company shall own, and may use in any manner, any unsolicited communication it may receive from you. Under no circumstances shall you retain any rights or ownership interest whatsoever in any unsolicited communication you may cause to be communicated or in any way transmitted to Company. You expressly waive all claims you might have arising from or relating to any use whatsoever by Company of your unsolicited communications.
Section headings used herein are for convenience and shall be of no legal effect.
Business Credit Builder Statement of Work
For the past 5 years, we’ve helped businesses build and develop business credit. We guide business owners and entrepreneurs through the complex credit building process with an easy-to-follow approach that simply yields results. Below is an outline of our service process.
Step 1 – Business Compliance
We start with the basics—things like getting you incorporated (if necessary) through our partnership with one of the largest incorporators in the country, and establishing things like your business address, branding, website, professional email and voicemail, phone listing, and business documentation. We start with these seemingly simple things because they’re essential to the process.
These basics are the foundation of your business credit. As such, even if some or all of these have been established for your company, they need to be accurate and in full compliance for your business to maximize its business credit potential.
Step 2 – Develop Credit Profile
Once your business is legally compliant, it has a solid foundation to build upon. Our process guides your business, step by step, through the early stages of business credit development. This includes opening vendor and other business accounts, acquiring credit monitoring, making small net account purchases, and paying bills on time.
This is often the slowest part of the process, but it’s also one of the most essential. Developing a solid payment history for your business is an integral part of our credit building process. A solid payment history establishes your credit profile and lets lenders and bankers know your business is trustworthy and ready for larger financing amounts.
Step 3 – Put Business Credit to Work
Once your business has established a solid payment history and developed a robust credit profile, the fun part really begins. This is when your business puts its hard-earned credit to work and starts getting approved for non-PG (personal guarantee) credit cards, leases, and even business loans. But let’s not get ahead of ourselves.
First, we need to start at the beginning. Each step of the process, including the little things, work together to create robust business credit you can use to increase financing amounts, get better terms and lower rates, and acquire the capital you need to run your daily operations.
Our Commitment to You
Working relationships only succeed when both parties work together toward a common goal. For this reason, we like to lay out some of our responsibilities to your business. They include, but are not limited to:
• Researching your business from the perspective of bankers and lenders
• Providing research findings and laying out a path to full legal compliance
• Providing step by step instructions to guide your business through the credit building process
• Filing for DNB number online, or manually if necessary
• Completing vendor account applications
• Completing business credit card applications – All you need to do is sign them and fax/email them for approval
• Assisting with up to 5 credit disputes
• Scheduling and maintaining appointments
• In first month of program: providing 1 phone call/callback per week
• 2nd Month – 1 year: providing 1 phone call/callback once every 3 -4 weeks
Program Goals and Outline:
Establish Tradeline Foundation & Corporate Funding Readiness
• Ensure your company meets industry standard credit compliance standards
• Establish your company’s profile with Dun & Bradstreet
• Build your company’s D & B Paydex score to 80
• D & B profile cleanup, remove derogatory comments from file
• Establish your company’s profile with Experian Business
• Build your company’s Intelliscore to 80
• Experian profile cleanup, remove derogatory comments from file
• Provide known transaction-reporting vendors and exclusive Trade Exchange vendors
• Open various Net 30 and revolving credit accounts to establish tradeline history
• Evaluate existing business credit profiles and scores to provide strategies that increase
the likelihood of credit approvals
• Access to CCNs exclusive membership website where you can learn everything youneed
to know about building corporate credit
• Access to our Corporate Credit Professionals who can answer your questions and provide real solutions
Corporate Credit Compliance Evaluation
a. Research your company from the lenders perspective
b. Provide low cost solutions to missing compliance items
c. Verify corporate status with your secretary of state
Credit Bureaus (within 30 days if needed)
Net 30 Vendor Accounts (within 60 days)
Retail Business Credit Accounts (within six months)
PG & No PG Business Credit Cards (six months to one year)
Maximize Your Results
We get it, life is busy. Between the hustle of work and making time for family and friends the last thing you want to do is spend time worrying about your PAYDEX score. That’s why we’ve made our program so easy to follow. In fact, when you complete our easy-to-follow process in a timely manner you maximize your business credit potential and reap the most benefit from our program.
Because this is a working relationship, you also carry some responsibilities. Your responsibilities include the work we are restricted from completing for you as the business owner. These actions will be communicated via our support staff and our website. But, first and foremost, the most important responsibility on your end as the business owner is to always pay all credit card bills and invoices on time. The only way you can become credit worthy is by you being credit worthy.
Depending on your specific situation you may have already completed many of these steps. Some of the most common early steps include acquiring an EIN number, acquiring business credit monitoring, setting up a website, business branding, using a professional email address, and even setting up a professional voicemail.
Each completed step brings you closer to reaping the benefits of a strong business credit profile. Remember, each step of our proven process is important and builds upon the previous step. In order to expedite the process and maximize your results please complete each step in a timely fashion.
This is a Partnership
You’re not alone—we’re in this together. We’ll walk you through the business credit building process step by step. While most of our clients begin seeing results right away, please be aware this is a minimum one-year commitment to building the asset of business credit for your company. This program is not designed to be a "quick fix" to an immediate need, but a long-term solution for the life of your business! If after the completion of the one-year agreement, you wish to continue the program, a continuation fee may be required.
Let’s get started!
By signing below, you agree to work with the Flyy Credit support staff, to complete all necessary actions in a timely manner, and to diligently work toward developing business credit you can use to acquire larger financing amounts, lower rates and terms, and grow your business.
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Your legal name
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Signed by Jeri Toliver
If you have questions about the contents of this document, you can email the document owner.
Document Name: Business Credit Builder Agreement
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