Do It Yourself Credit Repair Mistakes to Avoid

Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More

6 [VERY] Common Credit Report Errors to Lookout For

You may not know this, but there are 26 possible errors that can show up on your credit reports. And if you’re not aware, they will totally tank your credit scores and cost you a loan or credit card approval, and cost … Read More

How to Dispute Errors on Your Credit Report

When you get your credit report, you may find information on it that is not correct. When that happens, you’ll need to understand how to dispute an error on your credit report. Here, we will explain how mistakes wind up … Read More

3 Major Credit Bureaus will Remove Most Tax Liens and Civil Judgments

Experian®, Equifax®, and TransUnion® have announced that they will be enacting their National Consumer Assistance Plan (NCAP), which will affect the three credit bureaus’ reporting of Public Record data. According to Sandy Anderson, Senior Vice President of Client Operations at … Read More

Is Your Credit Report Accurate?

It happens every day. Credit Reporting Agencies report information about you- whether correct or not. Consumers suffer from the consequences of erroneous reporting every single day without any knowledge.  The Fair Credit Reporting Act gives you the right to dispute … Read More

How To Get a 700+ Credit Score

If you’re like most people financially conscious, you know your credit worthiness is will determine what you can and cannot achieve. Buying power is important when considering making large purchases as a home or vehicle. The higher your score, the … Read More

13 Ways to Prepare Your Credit For a Mortgage.

So, you’re considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the best shape possible. Where to start? How about, pulling your scores and report? FICO generates the most widely … Read More

Your Debt May Be Uncollectible…

Do yourself a favor…. Review your State’s Statute of Limitations on how long you can be sued for an unpaid debt. Your State’s Statute of Limitations governs the amount of time a creditor or collection agency can sue you for … Read More

Do you need credit repair?

You hear about the great credit cards rewards programs available today and are tempted to apply. Mortgage rates have never been lower. However, you may have a vague knowledge pricking the back of your mind that your credit is not … Read More