Do It Yourself Credit Repair Mistakes to Avoid

Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More

5 ways to raise your credit scores

5 Crafty Ways To Raise Your Credit Scores

Want to establish your credit or rebuild damaged credit? We’ve been helping people across the country learn creative ways to raise their credit scores, and we’ve compiled 5 of our favorite tips! Check out today’s short video, that can give … Read More

How to Dispute Errors on Your Credit Report

When you get your credit report, you may find information on it that is not correct. When that happens, you’ll need to understand how to dispute an error on your credit report. Here, we will explain how mistakes wind up … Read More

Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit reports or poor credit due to past mistakes. If you … Read More

How To Freeze Your Credit Reports

In light of Equifax’s announcement of a “Cybersecurity Incident” last week that affected 143 million customers, many consumers are wondering what to do next. So, we thought we would give you some steps to take moving forward. First, are you … Read More

How To Clean Your Credit Legally

The reason that credit repair companies have gotten a bad rap for being unethical or dishonest is largely due to the way that some credit repair companies have chosen to operate. Some of these unethical companies do credit repair by … Read More

How To Repair Student Loan Damage

So, you’ve paid your student loans in full, but they are showing up on my report with 120 days or more late, and garnishments. You’re probably wondering how it can be fixed. There are a couple of options that can help you … Read More

How To Dispute Bankruptcy on Your Credit Reports

  If you are reading this article, chances are you took the plunge and declared bankruptcy. Hopefully, this decision was made with a lot of thought and advice from a competent financial and legal professional. Rebuilding you life after bankruptcy, … Read More

How To Open an Account if you’re in Chexsystems

Open a bank account at a No ChexSystems Bank and can get approved even if you have a ChexSystems record. Living without a bank account is inconvenient and costly. Check cashing fees add up over time and not having a … Read More

Can Inquiries Be Removed?

Credit inquiries can remain on a credit report for 2 years. There are two types of credit inquiries – one impacts your credit score and one does not. The two types of credit inquiries are a hard inquiry and a … Read More

3 Ways To Get Collections Removed From Your Report

So, you’ve let a bill get past you unpaid, and now you’re stuck with an ugly collection account on your credit reports that is ruining your scores. In this article, I’ve outlined some effective ways below to remove collection accounts … Read More

3 Effective Ways To Remove Late Payments

Late payments can be a huge deal, and they count significantly toward your credit score calculation. But, truth be told, it’s really not that difficult to get late payments removed. Here are three effective methods you can use to get them removed. I … Read More

5 Credit Tips You Can Use Now

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come … Read More