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Become an expert

Smart Credit
Coach Certification

A program to grow your consulting business and support Smart Credit University's fast-growing community.

In order to provide a high-quality educational experience and foster a sense of community, we’re limiting enrollment. Register early and save your spot!

A New Standard in Credit Coaching is HERE.

The demand for credit coaches with integrity, expertise, and a genuine commitment to helping others has never been greater!

In today’s financial landscape, millions of individuals, families, and business owners are struggling to navigate the complexities of credit, debt management, and money management. 

And because of this, the credit industry is booming!

But, with that growth comes a rise in unqualified individuals and outright scammers who are in the business for one reason—to take people’s money without delivering real results. 😒

We’ve all heard the stories: people paying for credit repair services that promise the world but leave them worse off than before, caught in a cycle of debt and despair. 

Chances are, you've been a victim yourself!

That's why, after years in this business helping tens of thousands of people, we're on a mission to change that.

Introducing The Smart Credit Coach Certification Program

We've developed our Smart Credit Certification Program because we believe that credit coaching should be about empowerment, not exploitation. 

We're setting a new standard in the industry—to properly train, certify, and support coaches who are truly dedicated to making a difference. 

It’s about equipping you with the knowledge, tools, and integrity needed to help clients achieve lasting financial success.

And built for people who care about helping others, and who believe in doing things the right way. 

Grow your business and support Smart Credit University's fast-growing community

The Smart Credit Coach Certification program's goal is to bridge the gap between customers looking for reputable credit coaches, and people who want to serve them.

We will provide you with a comprehensive understanding of credit repair, building credit scores, debt management, credit card rewards, and business credit strategies

Our in-depth curriculum ensures that you’ll have the expertise needed to deliver real value to your clients.

Through our certification program, you’ll master the skills that set you apart from others in the industry. You’ll learn how to analyze credit reports, develop personalized action plans, and guide your clients through each step of their credit journey.

Why Become a Smart Credit Coach?

Imagine a business that allows you to set your own schedule and work from anywhere -- whether you're at home, traveling, or simply enjoying time with family.

Becoming a Smart Credit Coach is a pathway to achieving the time freedom, financial freedom, and personal fulfillment you’ve always wanted. 

You can take control of your future by building a business that offers the flexibility to work on your terms!

Lucrative Income Opportunities

Financially, the earning potential is limitless.

We offer residual income opportunities, so you can build a scalable business that provides long-term financial security. 

Plus-- with the comprehensive tools and support provided by the program, you can grow your business without the typical struggles of starting from scratch.

Whether you're helping clients repair their credit, build business credit, or maximize their credit card rewards... you'll be earning while creating lasting results for your clients.

Here’s what you can expect

Entrepreneurial Freedom

Take control of your career by launching your own credit coaching business, setting your hours, and working from anywhere.

Comprehensive Training

Receive in-depth training on credit repair, building credit scores, debt management, credit card rewards, and business credit strategies.

Unlimited Earning Potential

Earn income through client services, courses, and residual commissions, with scalable opportunities to increase your earnings.

Access to Lead Generation Tools

Access proven strategies and tools to help you attract, convert, and retain clients for long-term growth.

Personalized Coaching & Mentorship

Benefit from personalized guidance from experienced coaches who will help you navigate challenges and accelerate your success.

Be a part of a Meaningful Mission

Join a community of coaches dedicated to improving financial literacy and creating lasting change in people’s lives.

Perks of Becoming a Certified Smart Credit Coach

Up to 50% referral commission for any client referrals
Public recognition on our website with a link to your site, description of your business and contact information.
A invitation to our weekly Sales Training call to learn new sales strategies and business growth skills
Access to our exclusive Smart Credit Coaches Group --providing educational resources, tools and support.
First look at new features, including beta access to new programs.
Access to an exclusive online forum where you can get answers, share leads and network with your fellow Smart Credit Coaches.

Plus, Get Special Bonuses When You Join Today

For a limited time only, you get all these bonuses when you get your spot today

Bonus #1

Personalized Business Launch Plan

Jump on a 1-hour private zoom meeting with a Senior Coach and receive a custom-tailored Business Launch Plan that includes business growth strategies tailored to your strengths, pricing models, and growth milestones to ensure you start strong. Walk away with a clear roadmap for success, tailored to your goals and expertise…

Bonus #2

4-Week Accelerated Coach Onboarding

This includes 4 weeks of private coaching with a Senior Coach to get you up and running and making money in your first 30 days!

Bonus #3

Lead Generation Package

Includes access to 10 exclusive leads to kickstart your business with pre-qualified prospects…(value $1000).

Choose Your Certification

Get started by choosing a membership below.

Essentials Certification

Save $1000 

This is for individuals who are new to credit education and want to start their journey as certified Smart Credit Coaches. 

$2499

$1499

(Limited-Time only)

Access to foundational courses covering credit repair, credit score building, and debt management.
Access to weekly group coaching sessions with a senior Smart Credit Coach to help grow your business.
Ability to host live web events in the Smart Credit University via your assigned Live Stream Channel
Earn 20% commission on the sale of Smart Credit University programs.

Pro Certification

Save $2500

This is for those who want to deepen their expertise and offer more comprehensive services. It includes advanced training in credit card rewards and business credit.

$5499

$2999

(Limited-Time only)

Includes everything in Essentials.
Access to advanced courses on credit card rewards and business credit.
Exclusive access to business development coaching -- including sales training, and access to high-converting sales funnels.
Earn 30% commission on the sale of Smart Credit University programs.

Elite Certification

Save $4000

This is for those who are ready to scale their business and become a full-time coach. This tier includes higher earnings, and 1-on-1 support.

$10,000

$5999

(Limited-Time only)

Includes everything in Pro.
12 weeks of 1-on-1 coaching with a senior Smart Credit Coach to help grow their business.
Exclusive guidance focused on scaling a credit coaching business, advanced marketing strategies, and client retention techniques.
Earn 50% commission on the sale of Smart Credit University programs.

Frequently Asked Questions

Check out the answers to some of the most frequently asked questions about the live training courses below. If you have additional questions, please get in touch with us by emailing contact@smartcreditcoach.com.

What is the Smart Credit Coaches Program?

The Smart Credit Coaches Program is a comprehensive training and certification program that equips you with the knowledge, skills, and tools to become a certified credit coach. You’ll learn how to help clients repair their credit, build credit scores, manage debt, and even establish business credit. This program also provides resources to help you start and grow your own credit coaching business.

Do I need any prior experience in credit or finance?

No prior experience is required! Whether you’re new to credit coaching or have some financial knowledge, our program is designed to guide you from the basics to advanced strategies. We provide step-by-step training that will prepare you to confidently coach clients and grow your business.

How long does it take to complete the certification?

Most coaches complete the certification in 4 to 6 weeks, depending on their schedule and pace of learning. The program is flexible, so you can work through the content at your own speed. Once you’re certified, you’ll be ready to start helping clients and earning income.

What makes the Smart Credit Coaches Program different from others?

Our program stands out because of its focus on integrity, professionalism, and real-world results. We emphasize not only the technical knowledge of credit repair and debt management but also ethical practices that build trust with clients. Plus, you’ll receive ongoing support, lead generation tools, and access to a network of coaches to help you grow your business.

What is the income potential as a Certified Credit Coach?

The income potential is unlimited. You’ll earn from one-on-one client services, group coaching, and through residual income streams as clients continue to benefit from your services. Coaches can make from a few hundred dollars a month to six figures annually by building a solid client base and offering value-added services like business credit coaching.

Will I receive support after becoming certified?

Absolutely! You won’t be left to figure things out on your own. After certification, you’ll have ongoing access to mentorship, weekly live training sessions called "The Huddle Pro," marketing support, and our exclusive coach community. We also offer lead generation services to help you start getting clients right away.

How will I get clients once I’m certified?

We provide lead generation resources to help you attract and convert clients. You’ll also receive training on sales strategies and client acquisition.

Can I work part-time as a credit coach?

Yes! The Smart Credit Coaches Program offers the flexibility to work part-time or full-time, depending on your goals. You can easily build your coaching business around your current schedule, making it perfect for those who are looking for side income or a gradual transition into a full-time career.

What if I already own a business? Can this work alongside it?

Absolutely. Many business owners add credit coaching to their existing services to create an additional revenue stream. Whether you’re in finance, real estate, consulting, or another industry, becoming a certified credit coach can complement your current offerings and help you serve clients even better.

What kind of resources will I receive as part of the program?

You’ll receive:

Client onboarding templates
Sales scripts and marketing materials
CRM recommendations for managing clients and leads
Social media and email marketing content
Plus, ongoing support through training, mentorship, and community events

How much does it cost to join the Smart Credit Coaches Program?

The cost of the program varies based on the level of support and certification package you choose. We offer flexible payment options to help you get started, and many of our coaches earn back their investment after signing their first few clients.

Are there any exclusive bonuses if I sign up now?

Yes! For a limited time, we’re offering exclusive bonuses for new sign-ups, including:

  • Free lead generation package to help you start getting clients immediately
  • One-on-one strategy session with a top coach to help you launch your business
  • Access to a live, invite-only trainings on how to scale your credit coaching business to six figures

How can I be sure this is right for me?

If you’re passionate about helping others achieve financial freedom, and you’re looking for a flexible business with unlimited earning potential, credit coaching is a perfect fit. You’ll not only gain financial independence for yourself but also make a meaningful difference in your clients’ lives. The demand for ethical, qualified credit coaches is growing, and now is the perfect time to enter the industry.

Do you offer discounts for groups?

Yes. Let us know how many people are in your group, and we can discuss pricing. Contact contact@smartcreditcoach.com.

What is the process for renewing my status as a Smart Credit Coach?

After passing the Certification exam, your active status is valid for one year. Each subsequent year your Certification will automatically renew on the last day of your original certification. You will then have two months to complete your renewal exam to keep your active status. Fees for renewal are:

Essentials- $499/yr.

Pro - $997/yr.

Elite - $1499/yr.

Helping you gain better credit, better opportunities, and a better lifestyle.

Contact Us

5203 Juan Tabo Blvd STE 2B

Albuquerque New Mexico 87111

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Hours: Mon-Fri 9am-5pm Central

Phone: 888-708-9171

Email: contact@smatcreditcoach.com

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