It happens every day. Credit Reporting Agencies report information about you- whether correct or not. Consumers suffer from the consequences of erroneous reporting every single day without any knowledge.
The Fair Credit Reporting Act gives you the right to dispute any item on a credit report. If the item cannot be verified, it must be removed. This is the basis of all credit repair.
Credit Bureaus make a lot of mistakes
Nearly 8 out of 10 Credit Reports have errors! Errors come off quickly, usually after 1 letter, but even accurate items can often be removed. You just need to know the rules.
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