Do It Yourself Credit Repair Mistakes to Avoid

Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More

5 Reasons You Need to Repair Your Credit

FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big money over the long haul. If you’re wondering whether you should work on repairing your credit, the quick answer is … Read More

Four Things You Must Do If You Want to Fix Your Credit

What if there was a way to delete bad credit and completely turn your financial life around?I’m sure you’ve heard about people going from a miserable score of 545 all the way up to a much prettier score of 700+. … Read More

6 Simple Ways to Crush Your 2020 Credit Goals

FACT: Having good credit can help to shape your financial future and make a massive difference in your ability to get a reasonable interest rate on borrowed money.  Securing a lower interest rate means you’ll be able to pocket some … Read More

New Year, New Credit: Set a Resolution to Get Your Credit Back on Track

It’s that time of year again when we all start considering how to improve and develop ourselves for a better life. Many people think about hitting the gym or cutting back on the sugar, but how about getting your credit … Read More

Real Confessions of a Debt Collector

“I have been yelled at. My family and my life have been threatened. I’ve heard every inappropriate word in the English language. It was all in a day’s work for me….” This was the remarks my friend over at one … Read More

Jeri Toliver Talks With The Joseph Business School about Credit

Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will bring your credit back to life. … Read More

6 [VERY] Common Credit Report Errors to Lookout For

You may not know this, but there are 26 possible errors that can show up on your credit reports. And if you’re not aware, they will totally tank your credit scores and cost you a loan or credit card approval, and cost … Read More

How to Dispute Errors on Your Credit Report

When you get your credit report, you may find information on it that is not correct. When that happens, you’ll need to understand how to dispute an error on your credit report. Here, we will explain how mistakes wind up … Read More

Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit reports or poor credit due to past mistakes. If you … Read More

This could be ruining your credit repair

Our credit scores accompany many of our major purchasing decisions, from the first car to first home. For many of us, our financial lives are dictated by it. This 3 digit number runs our financial world, and can set you back … Read More

How To Clean Your Credit Legally

The reason that credit repair companies have gotten a bad rap for being unethical or dishonest is largely due to the way that some credit repair companies have chosen to operate. Some of these unethical companies do credit repair by … Read More

What is the shopping cart trick?

The shopping cart trick, also known as the soft pull trick, is a clever method that allows people with bad credit to get a credit card. The shopping cart trick relies on the fact that many websites will pre-approve you … Read More

How To Get a 700+ Credit Score

If you’re like most people financially conscious, you know your credit worthiness is will determine what you can and cannot achieve. Buying power is important when considering making large purchases as a home or vehicle. The higher your score, the … Read More

13 Ways to Prepare Your Credit For a Mortgage.

So, you’re considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the best shape possible. Where to start? How about, pulling your scores and report? FICO generates the most widely … Read More

Can Inquiries Be Removed?

Credit inquiries can remain on a credit report for 2 years. There are two types of credit inquiries – one impacts your credit score and one does not. The two types of credit inquiries are a hard inquiry and a … Read More

3 Ways To Get Collections Removed From Your Report

So, you’ve let a bill get past you unpaid, and now you’re stuck with an ugly collection account on your credit reports that is ruining your scores. In this article, I’ve outlined some effective ways below to remove collection accounts … Read More

3 Effective Ways To Remove Late Payments

Late payments can be a huge deal, and they count significantly toward your credit score calculation. But, truth be told, it’s really not that difficult to get late payments removed. Here are three effective methods you can use to get them removed. I … Read More

5 Credit Tips You Can Use Now

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come … Read More

Do you need credit repair?

You hear about the great credit cards rewards programs available today and are tempted to apply. Mortgage rates have never been lower. However, you may have a vague knowledge pricking the back of your mind that your credit is not … Read More