Three Ways to Prevent Post-Holiday Shopping Debt

’Tis the season for debt! Are you planning to take out loans to pay for holiday gifts and Black Friday deals this year? Well, you’re not alone. Studies show Americans rack up an average of $1,000 of debt during the … Read More

How To Live Tax-Free

Discover the secrets of reducing your tax bill and living tax-free in this power-packed session with Carter Cofield of Cofield Advisors. Special Flyy Credit Offer: Purchase the course for 50% off and start saving today! Instagram: @cofield_advisor

Pros and Cons of Refinancing

When you’re looking at lowering your cost on a house or car, you’re bound to wonder about the pros and cons of refinancing. Refinancing allows you to finance your purchase again while usually securing a lower interest rate. But refinancing … Read More

How To Choose The Right Credit Card

If you’re looking for a credit card, you might be wondering how to choose the right one, especially if you’re looking for the best deal on rewards or you’re trying to avoid fees. Choosing the right credit card is important … Read More

Why Your Business Needs a Dedicated Phone Number

You’re on vacation with your family and then it happens … a business phone call.  You thought an email auto-reply message was enough, but it isn’t.  In fact, clients, vendors and team members still have direct access to you, and … Read More

What Is a Debt-to-Income Ratio?

If you’re trying to buy a house, you might have come across the term, “debt-to-income ratio.” The term can be confusing, especially if you’re a first-time home buyer. In this post, you’ll learn about the debt-to-income ratio and how you … Read More

4 Reasons to Choose Credit Over Cash

FACT: Cash is king, but credit is power. Let me explain … There’s a whole lot of bad talk about using credit cards and many personal financial gurus advise against it. But is credit really all that bad for you? … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. You see, bad credit affects everything from relationships to housing, and it can put a strain your health too. While, repairing … Read More

7 Ways to “Make” More Money

Looking to “make” more money? Doing so will undoubtedly free up more funds for luxury vacations, that dream house or car you’ve been eyeing, college tuition for your kids and just an overall better lifestyle. But how do you “make” … Read More

Four Proven Ways You Can Fix Your Bad Credit Starting Today

Have you checked your credit report lately and didn’t like what you saw? If the answer is YES, then you might be wondering about some ways you can fix your bad credit history and boost your scores. Look, whether you’re … Read More

Paycheck Protection Program Funds Exhausted-No more Money For Small Businesses

Did you apply for the SBA’s Paycheck Protection Program loan? If you’re like over 1.6 million others, you probably filled out the application hoping to get the funding you need to bring employees back or pay the ones you still … Read More

Build Business Credit For Your Start Up

Are you using credit to help finance your new business venture? You’re not alone as statistics show that over 65% off all business owners use credit for business purchases.  But what’s alarming is that only 50% of those cards are … Read More

Coronavirus Survival Resources

Over these last few weeks, there’s been a lot of uncertainty in the streets. Unemployment is growing, quarantine is getting longer, and stress levels are higher than ever. This is why I want to stop by and share some resources … Read More

5 Simple Steps to Establish Business Credit

Why don’t more small business owners establish credit for their businesses? The likely answer is because many don’t know how to get started and where to find the right credit sources. We all pretty much know how personal credit works … Read More

How to Build a Money Plan You Feel Good About (aka a Budget)

Building a budget doesn’t have to be boring and it doesn’t mean you’ll never get to spend any of your money on fun stuff. If you make a good budget for yourself, you’ll be able to build a solid financial … Read More

How to Pay off Debt the Smart Way

Debt isn’t always a bad thing but having a lot of it can be burdensome and it can hurt your financial future. If debt is getting you down, know you’re not alone. 80% of Americans are in debt and the … Read More

Are You Lying About Your Spending?

FACT: 80% of spouses hide their finances from their partners and 20% have a secret credit card they use to fuel their spending, according to CESI Debt Solutions, a non-profit debt management company. Question is: Are you lying to others … Read More

5 Reasons You Need to Repair Your Credit

FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big money over the long haul. If you’re wondering whether you should work on repairing your credit, the quick answer is … Read More

Four Things You Must Do If You Want to Fix Your Credit

What if there was a way to delete bad credit and completely turn your financial life around?I’m sure you’ve heard about people going from a miserable score of 545 all the way up to a much prettier score of 700+. … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s obvious, right? Well, hear me out… You see, bad credit affects everything from relationships to housing, and it can put … Read More