What Are The Different Credit Scoring Models

If you’ve been researching how to increase your credit scores, you may have come across several different types of scoring models. Keeping track of scoring models can be confusing, especially if you’re trying to achieve the best credit possible. In … Read More

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a solid credit score can get you into your dream house or car and it can help to lower the monthly … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s obvious, right? Well, hear me out… You see, bad credit affects everything from relationships to housing, and it can put … Read More

New Year, New Credit: Set a Resolution to Get Your Credit Back on Track

It’s that time of year again when we all start considering how to improve and develop ourselves for a better life. Many people think about hitting the gym or cutting back on the sugar, but how about getting your credit … Read More

Three Ways to Boost Your Credit Score Instantly

If you’re looking to buy a house or car, raising your credit score can dramatically improve the terms of the loan. With a higher credit score, you may be able to get a lower interest rate, which will allow you … Read More

Jeri Toliver Talks With The Joseph Business School about Credit

Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will bring your credit back to life. … Read More

How to Get an 850 Credit Score

We often get questions from our followers related to helping you rapidly rebuild their credit scores. But, as of lately we’ve been getting a VERY specific question: “Can someone please show me how to get a 850 credit score?!” We … Read More

How to Build a Good Ultra FICO Score- What You Need to Know

Do you have “good” credit? If you’ve ever gotten a credit card or taken out a loan for a car or a house, that means someone has decided you have a good enough credit score to borrow money. But what … Read More

Rapidly Raise Your Scores With Authorized Tradelines

So, you’re been cleaning up your credit, and you’re trying your hardest to reach that beloved 700+ credit scores so you can buy a new home, secure the best interest rates, and simply have the bragging rights of having excellent … Read More

5 ways to raise your credit scores

5 Crafty Ways To Raise Your Credit Scores

Want to establish your credit or rebuild damaged credit? We’ve been helping people across the country learn creative ways to raise their credit scores, and we’ve compiled 5 of our favorite tips! Check out today’s short video, that can give … Read More

Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit reports or poor credit due to past mistakes. If you … Read More

How To Freeze Your Credit Reports

In light of Equifax’s announcement of a “Cybersecurity Incident” last week that affected 143 million customers, many consumers are wondering what to do next. So, we thought we would give you some steps to take moving forward. First, are you … Read More

Build Your Credit With Rental Payments

If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score and even help qualify for a mortgage. What’s the secret? Simply adding your rental payment … Read More

How To Clean Your Credit Legally

The reason that credit repair companies have gotten a bad rap for being unethical or dishonest is largely due to the way that some credit repair companies have chosen to operate. Some of these unethical companies do credit repair by … Read More

3 Major Credit Bureaus will Remove Most Tax Liens and Civil Judgments

Experian®, Equifax®, and TransUnion® have announced that they will be enacting their National Consumer Assistance Plan (NCAP), which will affect the three credit bureaus’ reporting of Public Record data. According to Sandy Anderson, Senior Vice President of Client Operations at … Read More

What is the shopping cart trick?

The shopping cart trick, also known as the soft pull trick, is a clever method that allows people with bad credit to get a credit card. The shopping cart trick relies on the fact that many websites will pre-approve you … Read More

How To Get a 700+ Credit Score

If you’re like most people financially conscious, you know your credit worthiness is will determine what you can and cannot achieve. Buying power is important when considering making large purchases as a home or vehicle. The higher your score, the … Read More

13 Ways to Prepare Your Credit For a Mortgage.

So, you’re considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the best shape possible. Where to start? How about, pulling your scores and report? FICO generates the most widely … Read More

Your Debt May Be Uncollectible…

Do yourself a favor…. Review your State’s Statute of Limitations on how long you can be sued for an unpaid debt. Your State’s Statute of Limitations governs the amount of time a creditor or collection agency can sue you for … Read More

How is Your Credit Score Calculated?

How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most recent derogatory items on your credit profile have a bigger impact on your credit rating than older derogatory accounts. The … Read More