How Artificial Intelligence Will Affect Your Credit Scores

But, did you know Artificial intelligence (AI) is increasingly being used in the financial industry to assess creditworthiness and assign credit scores to individuals? … Read More

Love and Credit

Love stories are about the best thing that’s ever happened to humanity. They make us feel warm and fuzzy, they make us believe in the power of love, and they even make us believe that if we’re just faithful enough, … Read More

Protect Your Credit from the Credit Grinch

The Grinch may have stolen your Christmas joy in the past, but this year will be different. Because now you’re on a path to financial freedom. Often after the holidays, we realize we spent too much money and now must … Read More

Should You Get a Holiday Loan?

As the gift giving season approaches, you might be feeling a bit rushed to fulfill your shopping lists. While our hearts are filled with joy, it’s important to be careful with our finances so the holidays don’t turn into a … Read More

What Are The Different Credit Scoring Models

If you’ve been researching how to increase your credit scores, you may have come across several different types of scoring models. Keeping track of scoring models can be confusing, especially if you’re trying to achieve the best credit possible. In … Read More

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a solid credit score can get you into your dream house or car and it can help to lower the monthly … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s obvious, right? Well, hear me out… You see, bad credit affects everything from relationships to housing, and it can put … Read More

New Year, New Credit: Set a Resolution to Get Your Credit Back on Track

It’s that time of year again when we all start considering how to improve and develop ourselves for a better life. Many people think about hitting the gym or cutting back on the sugar, but how about getting your credit … Read More

Three Ways to Boost Your Credit Score Instantly

If you’re looking to buy a house or car, raising your credit score can dramatically improve the terms of the loan. With a higher credit score, you may be able to get a lower interest rate, which will allow you … Read More

Jeri Toliver Talks With The Joseph Business School about Credit

Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will bring your credit back to life. … Read More

Rapidly Raise Your Scores With Authorized Tradelines

So, you’re been cleaning up your credit, and you’re trying your hardest to reach that beloved 700+ credit scores so you can buy a new home, secure the best interest rates, and simply have the bragging rights of having excellent … Read More

Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit reports or poor credit due to past mistakes. If you … Read More

Build Your Credit With Rental Payments

If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score and even help qualify for a mortgage. What’s the secret? Simply adding your rental payment … Read More

13 Ways to Prepare Your Credit For a Mortgage.

So, you’re considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the best shape possible. Where to start? How about, pulling your scores and report? FICO generates the most widely … Read More

How is Your Credit Score Calculated?

How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most recent derogatory items on your credit profile have a bigger impact on your credit rating than older derogatory accounts. The … Read More