Top 5 credit cards for beginners

If you’re looking for a credit card, you might be getting overwhelmed with all the choices available to you.  A good credit card could help improve your score and save you money in the long-term. In this post, you will … Read More

What Are The Different Credit Scoring Models

If you’ve been researching how to increase your credit scores, you may have come across several different types of scoring models. Keeping track of scoring models can be confusing, especially if you’re trying to achieve the best credit possible. In … Read More

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a solid credit score can get you into your dream house or car and it can help to lower the monthly … Read More

Why Your Business Needs a Dedicated Phone Number

You’re on vacation with your family and then it happens … a business phone call.  You thought an email auto-reply message was enough, but it isn’t.  In fact, clients, vendors and team members still have direct access to you, and … Read More

What Is a Debt-to-Income Ratio?

If you’re trying to buy a house, you might have come across the term, “debt-to-income ratio.” The term can be confusing, especially if you’re a first-time home buyer. In this post, you’ll learn about the debt-to-income ratio and how you … Read More

4 Reasons to Choose Credit Over Cash

FACT: Cash is king, but credit is power. Let me explain … There’s a whole lot of bad talk about using credit cards and many personal financial gurus advise against it. But is credit really all that bad for you? … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. You see, bad credit affects everything from relationships to housing, and it can put a strain your health too. While, repairing … Read More

7 Ways to “Make” More Money

Looking to “make” more money? Doing so will undoubtedly free up more funds for luxury vacations, that dream house or car you’ve been eyeing, college tuition for your kids and just an overall better lifestyle. But how do you “make” … Read More

Four Proven Ways You Can Fix Your Bad Credit Starting Today

Have you checked your credit report lately and didn’t like what you saw? If the answer is YES, then you might be wondering about some ways you can fix your bad credit history and boost your scores. Look, whether you’re … Read More

Do It Yourself Credit Repair Mistakes to Avoid

Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More

How to Get Your Business Credit Scores For Free

If you’ve been following us for a while, we know that you know why your personal credit score is a big deal, and where you can go to get your free personal credit report (HINT: www.annualcreditreport.com). But as a business owner, … Read More

Paycheck Protection Program Funds Exhausted-No more Money For Small Businesses

Did you apply for the SBA’s Paycheck Protection Program loan? If you’re like over 1.6 million others, you probably filled out the application hoping to get the funding you need to bring employees back or pay the ones you still … Read More

Build Business Credit For Your Start Up

Are you using credit to help finance your new business venture? You’re not alone as statistics show that over 65% off all business owners use credit for business purchases.  But what’s alarming is that only 50% of those cards are … Read More

Coronavirus Survival Resources

Over these last few weeks, there’s been a lot of uncertainty in the streets. Unemployment is growing, quarantine is getting longer, and stress levels are higher than ever. This is why I want to stop by and share some resources … Read More

What is a D-U-N-S Number?

Do you plan on getting financing for your business? If so, how would a supplier, vendor, bank or lender get a better understanding of your business’ credit history and creditworthiness? Today, we are going to dive into the D-U-N-S® Number … Read More

5 Simple Steps to Establish Business Credit

Why don’t more small business owners establish credit for their businesses? The likely answer is because many don’t know how to get started and where to find the right credit sources. We all pretty much know how personal credit works … Read More

How to Build a Money Plan You Feel Good About (aka a Budget)

Building a budget doesn’t have to be boring and it doesn’t mean you’ll never get to spend any of your money on fun stuff. If you make a good budget for yourself, you’ll be able to build a solid financial … Read More

How to Pay off Debt the Smart Way

Debt isn’t always a bad thing but having a lot of it can be burdensome and it can hurt your financial future. If debt is getting you down, know you’re not alone. 80% of Americans are in debt and the … Read More

Are You Lying About Your Spending?

FACT: 80% of spouses hide their finances from their partners and 20% have a secret credit card they use to fuel their spending, according to CESI Debt Solutions, a non-profit debt management company. Question is: Are you lying to others … Read More

5 Reasons You Need to Repair Your Credit

FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big money over the long haul. If you’re wondering whether you should work on repairing your credit, the quick answer is … Read More