Love stories are about the best thing that’s ever happened to humanity. They make us feel warm and fuzzy, they make us believe in the power of love, and they even make us believe that if we’re just faithful enough, … Read More
Credit Cards
Reach Your New Year’s Resolutions Faster with These Credit Tips
“New year, new me” is a popular phrase often heard as we say goodbye to 2021 and set our sights on what we want to accomplish in the year ahead. For many people, that means making New Year’s resolutions to … Read More
6 Credit Card Benefits Worth Knowing
Lately, credit card companies have been doing a better job of being transparent as it relates to the health of our credit and I’m happy to see this. Although credit cards get a bad rep due to how fast debt … Read More
Best No-Fee Credit Card Recommendations for This Holiday Season
Holiday shopping is upon us, and the earlier you shop, the more likely you are to cash in on some massive deals. But before you start crossing gifts off your list, it’s a good idea to consider a no-fee rewards … Read More
How to Get the Most from Your Credit This Holiday Season
The holiday season is upon us again, which means it’s time for gift-giving and spending money. Listen, I know you want to make your family and friends happy by giving them all the things their hearts desire, but this year … Read More
Top 5 credit cards for beginners
If you’re looking for a credit card, you might be getting overwhelmed with all the choices available to you. A good credit card could help improve your score and save you money in the long-term. In this post, you will … Read More
4 Mistakes That Are Hurting Your Credit Score
If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a solid credit score can get you into your dream house or car and it can help to lower the monthly … Read More
Do It Yourself Credit Repair Mistakes to Avoid
Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More
Authorize User vs Co-signer
If you’re looking to help a friend or family member establish good credit, you might be thinking about adding them as an authorized user or even co-signing a loan for them. Now, adding them as an authorized user can be … Read More
I Got Approved for a Credit Card. Now What?
So, you just got approved for a credit card. Hurray! You might be wondering, what happens now? Getting a new credit card may look straightforward, but there are several things you’ll want to do when your new credit card arrives. … Read More
3 Ways to Prevent Post Holiday Shopping Debt
’Tis the season for debt! Are you planning to take out loans to pay for holiday gifts, turkey meals and family travel this year? Well, you’re not alone. Studies show Americans rack up an average of $1,000 in debt during … Read More
How to Get Approved for Credit Cards Even If You Have Bad Credit
Are you having trouble getting approved for credit cards because your credit isn’t picture-perfect? Well, thanks to the many secured credit cards available on the market, you CAN get approved … as long as you know where to apply. You … Read More
How is Your Credit Score Calculated?
How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most recent derogatory items on your credit profile have a bigger impact on your credit rating than older derogatory accounts. The … Read More