But, did you know Artificial intelligence (AI) is increasingly being used in the financial industry to assess creditworthiness and assign credit scores to individuals? … Read More
credit score
How A Single Mom of Two Went From 545 Credit Score to Buying Her First Home in Less than a Year
Look, there is nothing fun about having bad credit. But according to badcredit.org, close to 20% of Americans have a subprime credit score ranging from 580 to 669. While this group may be able to qualify for better offers than … Read More
From Bankruptcy to American Express Gold!
Navigating life after bankruptcy can leave you feeling afraid and unsure of how to tackle the next chapter of your credit journey. In fact, most bankruptcies are filed by consumers due to financial hardship, so these feelings of uncertainty are … Read More
6 Credit Card Benefits Worth Knowing
Lately, credit card companies have been doing a better job of being transparent as it relates to the health of our credit and I’m happy to see this. Although credit cards get a bad rep due to how fast debt … Read More
Protect Your Credit from the Credit Grinch
The Grinch may have stolen your Christmas joy in the past, but this year will be different. Because now you’re on a path to financial freedom. Often after the holidays, we realize we spent too much money and now must … Read More
Should I Use a Cash Advance for Christmas Cash?
As you get full swing into your Christmas shopping, you might be considering a cash advance from your credit card to give yourself cushion to cover the cost of all those gifts. But what is a cash advance? A cash … Read More
Do It Yourself Credit Repair Mistakes to Avoid
Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works, it’s easy to jump on solutions that are anything but. Here are a few common credit repair actions that can … Read More
Jeri Toliver Talks With The Joseph Business School about Credit
Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will bring your credit back to life. … Read More
Build Credit and Save Money
Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit reports or poor credit due to past mistakes. If you … Read More
Is Credit Repair a Scam?
Not all credit repair companies are created equal. There are dozens of companies out there that promise to scrub your credit report clean so you can get that car loan, mortgage approval, or just raise your credit score to a … Read More