How to get approved for a business loan

When it comes to applying for credit in your business’ name, it’s important to know what to expect before starting the application process. A business loan is an excellent way to secure the funding you need to get started or … Read More

Reach Your New Year’s Resolutions Faster with These Credit Tips

“New year, new me” is a popular phrase often heard as we say goodbye to 2021 and set our sights on what we want to accomplish in the year ahead. For many people, that means making New Year’s resolutions to … Read More

6 Credit Card Benefits Worth Knowing

Lately, credit card companies have been doing a better job of being transparent as it relates to the health of our credit and I’m happy to see this. Although credit cards get a bad rep due to how fast debt … Read More

Protect Your Credit from the Credit Grinch

The Grinch may have stolen your Christmas joy in the past, but this year will be different. Because now you’re on a path to financial freedom. Often after the holidays, we realize we spent too much money and now must … Read More

Should I Use a Cash Advance for Christmas Cash?

As you get full swing into your Christmas shopping, you might be considering a cash advance from your credit card to give yourself cushion to cover the cost of all those gifts. But what is a cash advance? A cash … Read More

Top 5 Ways to Save Money This Holiday Season

Decking the halls, gift giving and stuffing our bellies is standard practice for the holiday season. But when you are the person funding all the festivities, it’s important to keep a close eye on the final bill while still enjoying … Read More

Best No-Fee Credit Card Recommendations for This Holiday Season

Holiday shopping is upon us, and the earlier you shop, the more likely you are to cash in on some massive deals. But before you start crossing gifts off your list, it’s a good idea to consider a no-fee rewards … Read More

Should You Get a Holiday Loan?

As the gift giving season approaches, you might be feeling a bit rushed to fulfill your shopping lists. While our hearts are filled with joy, it’s important to be careful with our finances so the holidays don’t turn into a … Read More

How to Get the Most from Your Credit This Holiday Season

The holiday season is upon us again, which means it’s time for gift-giving and spending money. Listen, I know you want to make your family and friends happy by giving them all the things their hearts desire, but this year … Read More

Three Ways to Prevent Post-Holiday Shopping Debt

’Tis the season for debt! Are you planning to take out loans to pay for holiday gifts and Black Friday deals this year? Well, you’re not alone. Studies show Americans rack up an average of $1,000 of debt during the … Read More

What is a Paydex Score?

Establishing credit is an essential part of growing your business. When you begin to manage your business’s finances, and especially when you consider applying for a business loan, you’ll likely come across something called the Dun & Bradstreet Paydex score. … Read More

Pros and Cons of Refinancing

When you’re looking at lowering your cost on a house or car, you’re bound to wonder about the pros and cons of refinancing. Refinancing allows you to finance your purchase again while usually securing a lower interest rate. But refinancing … Read More

How To Choose The Right Credit Card

If you’re looking for a credit card, you might be wondering how to choose the right one, especially if you’re looking for the best deal on rewards or you’re trying to avoid fees. Choosing the right credit card is important … Read More

Top 5 credit cards for beginners

If you’re looking for a credit card, you might be getting overwhelmed with all the choices available to you.  A good credit card could help improve your score and save you money in the long-term. In this post, you will … Read More

What Are The Different Credit Scoring Models

If you’ve been researching how to increase your credit scores, you may have come across several different types of scoring models. Keeping track of scoring models can be confusing, especially if you’re trying to achieve the best credit possible. In … Read More

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a solid credit score can get you into your dream house or car and it can help to lower the monthly … Read More

Why Your Business Needs a Dedicated Phone Number

You’re on vacation with your family and then it happens … a business phone call.  You thought an email auto-reply message was enough, but it isn’t.  In fact, clients, vendors and team members still have direct access to you, and … Read More

What Is a Debt-to-Income Ratio?

If you’re trying to buy a house, you might have come across the term, “debt-to-income ratio.” The term can be confusing, especially if you’re a first-time home buyer. In this post, you’ll learn about the debt-to-income ratio and how you … Read More

4 Reasons to Choose Credit Over Cash

FACT: Cash is king, but credit is power. Let me explain … There’s a whole lot of bad talk about using credit cards and many personal financial gurus advise against it. But is credit really all that bad for you? … Read More

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. You see, bad credit affects everything from relationships to housing, and it can put a strain your health too. While, repairing … Read More