Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s obvious, right? Well, hear me out… You see, bad credit affects everything from relationships to housing, and it can put … Read More

6 Simple Ways to Crush Your 2020 Credit Goals

FACT: Having good credit can help to shape your financial future and make a massive difference in your ability to get a reasonable interest rate on borrowed money.  Securing a lower interest rate means you’ll be able to pocket some … Read More

How to Prevent Identity Theft During the Holidays

Imagine getting ready to make some holiday purchases for your loved ones and you go to check your credit card balance, but you notice something’s not quite right. You spot some unfamiliar charges and your balance looks horrific.  Uh ohhh … Read More

How To Stop Living Paycheck to Paycheck

Did you know that approximately 78% of people are living paycheck-to-paycheck, according to a Careerbuilder survey? Are you one of them? I used to be. I grew up in poverty on the south side of Chicago, where we didn’t have much … Read More

5 Ways to Make Money with Credit Cards

If you’re smart about paying your bills off each month, then you already know how to avoid paying interest fees. But did you know you can also make money from credit cards? The key is to have a good money-making … Read More

3 Ways to use your credit to reduce your travel fees

If you’re traveling for the holidays, you might be wondering whether you should bring your credit cards along for the ride. After all, they come in handy for purchases, and filling your wallet with cash can be downright scary. We … Read More

What You Must Know Before Choosing Bankruptcy vs. Credit Repair

Listen, we know you’re tired of climbing over mountains of debt, dodging collection calls and missing out on life because of poor credit? And we also know you’ve been trying your hardest to get your finances back on track. But … Read More

A Quick Way To Start Establishing Business Credit

Applying for and getting approved for a business credit card is one of the simplest ways to make purchases on credit for your business. It will also help to build your business credit history! Business credit cards have a few … Read More

What’s is a D-U-N-S Number?

Do you plan on getting financing for your business? If so, how would a supplier, vendor, bank or lender get a better understanding of your business’ credit history and creditworthiness? Today, we are going to dive into the D-U-N-S® Number … Read More

4 signs you’re not ready for homeownership

Buying a home is a major life milestone. You could say it’s right up there with landing your dream job or getting married. Your heart might be set on becoming a homeowner- and for very good reason. Homeownership is a … Read More

10 Reasons for Your Credit Card Denial

Applied and denied? Frustrating isn’t it? You’re probably wondering why your application didn’t get the green stamp and what you can do about it. … Read More

Ultimate Credit Scholarship

Since we’ve started this company, one of our biggest goals is to give back. We’ve committed to giving articles, videos, courses, and resources that will make the world a more financially savvy place. With all we’ve done, we knew we … Read More

13 Credit Repair Mistakes To Avoid AT ALL COST

If you’re thinking about repairing your credit, or even if you’re going through the process now, there are some things you shouldn’t do. Here are 13 credit repair mistakes you want to avoid.  

Credit vs Debit

We often get the popular question- “What is the difference between debit and credit, and which one is best?” So, in this FB live session, we will discuss how to determine the difference between a debit card and credit card, … Read More

How To Dispute Inquiries

Certain businesses check your credit report when you make an application for services with them. Credit card companies, lenders, utility companies, and insurance companies are just a few of the businesses that routinely check credit reports as part of their … Read More

How To Dispute Late Payments

Have you missed a couple of payments on your credit accounts that significantly dropped your scores? Did you know there is a little known method you can use to remove late payments from your credit reports and raise your credit … Read More

How To Write a Dispute Letter

Want to start repairing your credit, but having writers block once it’s time to put your pen to paper and start writing those disputes? No worries. In this short video, we help you get started composing a winning dispute letter … Read More

3 Major Credit Bureaus will Remove Most Tax Liens and Civil Judgments

Experian®, Equifax®, and TransUnion® have announced that they will be enacting their National Consumer Assistance Plan (NCAP), which will affect the three credit bureaus’ reporting of Public Record data. According to Sandy Anderson, Senior Vice President of Client Operations at … Read More

Rebuild Your Credit with Secured Credit

What is a Secured Credit Card? A secured credit card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account you can charge up to $500. You may … Read More

Is Your Credit Report Accurate?

It happens every day. Credit Reporting Agencies report information about you- whether correct or not. Consumers suffer from the consequences of erroneous reporting every single day without any knowledge.  The Fair Credit Reporting Act gives you the right to dispute … Read More