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Author: Jeri T.

8 Steps to Becoming Debt Free

Being in debt feels terrible. It will keep you from reaching your financial goals, and it can be a source of stress […]

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10 Reasons for Your Credit Card Denial

Applied and denied? Frustrating isn’t it? You’re probably wondering why your application didn’t get the green stamp and what you can do about it.

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Rapidly Raise Your Scores With Authorized Tradelines

So, you’re been cleaning up your credit, and you’re trying your hardest to reach that beloved 700+ credit scores so you can […]

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6 [VERY] Common Credit Report Errors to Lookout For

You may not know this, but there are 26 possible errors that can show up on your credit reports. And if you’re […]

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Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even […]

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Build Your Credit With Rental Payments

If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase […]

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How Do Late Payments Affect my Credit Scores?

Making a late payment on your major bills (credit card, mortgage or loan) can hurt your credit score significantly. Whether you are […]

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How To Buy a House With Little Money Down and Bad Credit

You’re considering buying a home very soon; but, you have some concerns. Where are you going to get a large down payment, […]

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13 Ways to Prepare Your Credit For a Mortgage.

So, you’re considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the […]

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How is Your Credit Score Calculated?

How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most recent derogatory […]

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Is Credit Repair a Scam?

Not all credit repair companies are created equal. There are dozens of companies out there that promise to scrub your credit report […]

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